êéýýýýýýýýýý$SSHQGL[ý&ý¤ý([SDQVLRQý7DQN
äïí $
33(1',;
ý&ý¤ý(
;3$16,21
ý7
$1.
)RU#DQ\#V\VWHP#WKDW#LQFOXGHV#D#ULGH0WKUX#WKHUPDO#VWRUDJH#WDQN#RU#D#ORQJ#SLSLQJ#UXQ#+PRUH#WKDQ#55#
JDOORQV,/#D#FXVWRPHU#VXSSOLHG/#ILHOG#LQVWDOOHG#H[SDQVLRQ#WDQN#LV#QHFHVVDU\1
&XUUHQWO\#WZR#W\SHV#RI#H[SDQVLRQ#WDQNV#DUH#IDFWRU\#LQVWDOOHG#LQ#WKH#XQLW1#7KHVH#WDQNV#DUH#QRW#ODUJH#
HQRXJK#WR#KDQGOH#WKH#ODUJH#SLSLQJ2WDQN#YROXPHV1#6RPH#FKLOOHUV#FXUUHQWO\#KDYH#D#SODLQ#FRSSHU#WDQN#
LQVWDOOHG1#2Q#WKHVH#V\VWHPV#WKH#DGGLWLRQDO#H[SDQVLRQ#WDQN#PXVW#EH#ORFDWHG#WKH#KLJK#SRLQW#LQ#WKH#
V\VWHP#WR#DOORZ#IRU#DLU#YHQWLQJ1
$#VHOHFWLRQ#WDEOH#LV#VKRZQ#EHORZ#IRU#YDULRXV#V\VWHP#YROXPHV1#7KH#WDQNV#ZHUH#VHOHFWHG#EDVHG#RQ#D#
ZRUVW#FDVH#H[SDQVLRQ#RI#73ƒ)#ILOO/#DQG#D#PD[LPXP#FRRODQW#WHPSHUDWXUH#RI#433ƒ)1#7KHVH#WDQNV#KDYH#
WKH#UHTXLUHG#WRWDO#YROXPH#DQG#UDLVHG#+EODGGHU,#YROXPH1#$PWURO#WDQN#PRGHOV#DUH#VKRZQ/#WKRXJK#D#
FRPSDUDEOH#YHQGRU#PD\#EH#XVHG1#5HIHU#WR#PDQXIDFWXUHUV#LQVWUXFWLRQV#IRU#LQVWDOODWLRQ#DQG#PDLQWH0
QDQFH1
2Q#ODUJHU#FKLOOHUV/#D#VPDOO#EODGGHU0W\SH#WDQN#LV#IDFWRU\#LQVWDOOHG1#2Q#WKHVH#V\VWHPV/#WKH#DGGLWLRQDO#
H[SDQVLRQ#WDQN#PXVW#EH#LQVWDOOHG#DW#WKH#&686333#ILOO#KHDGHU1#
3OHDVH#FDOO#\RXU#/LHEHUW#VXSSOLHU#LI#\RX#UHTXLUH#DVVLVWDQFH1
$
&$87,21
$QýH[SDQVLRQýWDQNýLVýUHTXLUHGýIRUýWKHVHýV\VWHPVýWRýSUHYHQWý
H[FHVVLYHýSUHVVXUHýLQýWKHýFRRODQWýV\VWHPýGXULQJýWKHUPDOý
H[SDQVLRQï
7DEOHýëí 9DULRXVý6\VWHPý9ROXPHV
7DQNýDQGý
3LSLQJý9ROXPH
$PWUROý([SDQVLRQý7DQNý
0RGHO
õ*DO ORQVô :DWHU éíøý *O\FRO
èí 67ðè 67ðìë
ìíí 67ðìë 67ðëè9
ëíí 67ðëè9 67ðêí9
èíí 67ðéë9 67ðçí9
ìííí 67ðåí9 67ðìåí9