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CCA Release 2.54
Appendix E. Financial System Verbs Calculation Methods
and Data Formats
This appendix describes the following:
PIN-calculation methods
PIN-block formats
Unique-key-per-transaction calculation methods
MasterCard and VISA card verification techniques
VISA and EMV smart card PIN-related formats and processes.
The PIN calculation methods are independent from PIN-block formats. A PIN can
be calculated by any method and generally used in any PIN-block format. For
example, a PIN can be calculated by the IBM 3624 PIN-calculation method and
used either in the IBM 3624 PIN-block format or in another PIN-block format.
Figure E-1. Financial PIN Calculation Methods, Data Formats, Other Items
Item Page
IBM 3624 PIN-Calculation Method E-3
IBM 3624 PIN Offset Calculation Method E-4
Netherlands PIN-1 Calculation Method E-5
IBM German Bank Pool Institution PIN-Calculation Method E-6
VISA PIN Validation Value (PVV) Calculation Method E-7
Interbank PIN-Calculation Method E-8
3624 PIN-Block Format E-9
ISO-0 PIN-Block Format E-10
ISO-1 PIN-Block Format E-11
ISO-2 PIN-Block Format E-12
UKPT Calculation Methods (Unique Key Per Transaction, ANSI X9.24) E-13
CVV, CVC (Visa, MasterCard) E-16
VISA and EMV formats and processes E-17
Copyright IBM Corp. 1997, 2005 E-1