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60 Section 3: Basic Financial Functions
File name: hp 12c pt_user's guide_English_HDPMF123E27 Page: 60 of 275
Printed Date: 2005/8/1 Dimension: 14.8 cm x 21 cm
Keystrokes
(RPN mode)
Display
f
CLEAR
G
15
\
2
µw
30.00
Calculates and stores n.
9.75
\
2
z¼
4.88
Calculates and stores i.
3200
Þ$
–3,200.00
Stores PV (with minus sign for cash
paid out).
60000
M
60,000.00
Stores FV.
gÂ
60,000.00
Sets payment mode to End.
P
–717.44
Semiannual payment (with minus
sign for cash paid out).
Keystrokes
(ALG mode)
Display
f
CLEAR
G
15
µ
2
w
30.00
Calculates and stores n.
9.75
z
2
¼
4.88
Calculates and stores i.
3200
Þ$
–3,200.00
Stores PV (with minus sign for cash
paid out).
60000
M
60,000.00
Stores FV.
gÂ
60,000.00
Sets payment mode to End.
P
–717.44
Semiannual payment (with minus
sign for cash paid out).
Calculating the Future Value
1. Press fCLEARG to clear the financial registers.
2. Enter the number of payments or periods, using n or gA.
3. Enter the periodic interest rate, using ¼ or gC.
4. Enter either or both of the following:
z Present value, using $.
z Payment amount, using P.
Note:
Remember to observe the
cash flow sign convention.
5. If a PMT was entered, press g× or g to set the payment mode.
6. Press M to calculate the future value.