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B: More About Calculations 247
File name : English-M02-1-040308(Print).doc Print data : 2004/3/9
%
1 1
100
(%: )
%
100
n
i
USFV i n
i
＋ －
＝
Percentage Calculations in Business (BUS)
×
×
×
×
－
＝
＝
－
＝
－
＝
% 100
% 100
% 100
% 100
NEW OLD
CHANGE
OLD
PART
TOTAL
TOTAL
PRICE COST
MARKUP C
COST
PRICE COST
MARKUP P
PRICE
Time Value of Money (TVM)
S = payment mode factor (0 for End mode; 1 for Begin mode).
×
++ × × ×
＝
＝＋
I%YR
i%
P/YR
%
0 PV 1 ( % : )
100
iS
PMT USPV i n FV SPPV(i% : n)
Amortization
∑INT＝accumulated interest
∑PRIN
＝accumulated principal
i
＝periodic interest rate
BAL is initially PV rounded to the current display setting.
PMT is initially PMT rounded to the current display setting.
%
/
100
IYR
i
PYR
×
＝
For each payment amortized: