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5: Time Value of Money 79
File name : English-M02-1-040308(Print).doc Print data : 2004/3/9
2. Store the values for I%YR , PV, and PMT. (Press
&
to make PMT a
negative number.) If you need to calculate one of these values, follow
the instructions under “Using the TVM Menu,” on page 66. Then go
on to step 3.
3. Press to display the rest of the TVM menu.
4. If necessary, change the number of payment periods per year stored
in
.
5. If necessary, change the payment mode by pressing
or
.
(Most loan calculations use End mode.)
6. Press
.
(If you want to print the amortization schedule, go to
page 82 to continue.)
7. Key in the number of payments to be amortized at one time and press
. For example, to see a year of monthly payments at one time,
set #P to 12. To amortize the entire life of a loan at one time, set #P
equal to the total number of payments (N).
If #P = 12, the display would show:
Current set of
payments to be amortized
Number of payments
amortized at one time
Press to see results
8.To display the results, press,
,
and (or press
]
to view the results from the stack).
9. To continue calculating the schedule for subsequent payments, do a
or b. To start the schedule over, do c.
a. To calculate the next successive amortization schedule, with the
same number of payments, press .